Full text of N.I.S. FINANCIAL SERVICES, INC.'s X-17A-5 filed 2026-03-05 (period 2025-12-31). Broker-dealer annual report from SEC EDGAR — readable, searchable, and available as markdown for AI agents.
{0}------------------------------------------------  Life insurance underwritten by Ozark National Life\* (816) 842-6300 Mutual funds offered through N.I.S. Financial Services, Inc. \* (816) 842-8685 March 3, 2026 U.S. Securities and Exchange Commission 100 F Street, NE Washington, DC 20549 To whom it may concern: Enclosed please find a copy of our Certified Financial Statement as of December 31, 2025, which we are required as a Broker/Dealer to file with you. The delay to our submission is due to issues with our application for access to EDGAR which has been granted as of today March 3, 2026. Should you have any questions, please feel free to contact us at any time, Sincerely, N.I.S. Financial Services, Inc. Natalie Aguinaga Office Manager # Offering the Balanced Program® Ozark National Life Insurance Company 500 E. 9th St., Kansas City, Missouri 64106-2627 {1}------------------------------------------------ Forvis Mazars, LLP 1201 Walnut Street, Suite 1700 Kansas City, MO 64106 P 816.221.6300 | F816.221.6380 forvismazars.us  # Independence Letter February 27, 2026 Board of Directors N.I.S. Financial Services, Inc. Kansas City, Missouri PCAOB Rule 3526, Communication with Audit Committees Concerning Independence, requires that we disclose to you in writing, at least annually, all relationships between our firm and any affiliates and your Company and its related entities or persons in financial reporting oversight roles at your Company that may reasonably be thought to bear on independence. We have prepared the following comments to facilitate our discussion with you regarding any such matters arising since January 19, 2026, the date of our last letter. ### Relationships That May Bear on Independence The following is a description of such relationships as of February 27, 2026, of which we are aware that are relevant to our audit of the Company's financial statements for the year ended December 31, 2025. We are not aware of any such relationships. ### Confirmation of Independence We confirm that we are independent of the Company in compliance with Rule 3520 and within the meaning of the federal securities laws administered by the Securities and Exchange Commission. As further required by PCAOB Rule 3526, we will be pleased to discuss the potential effects of such relationships on our independence with respect to the Company. This letter is intended solely for use by you and other members of the Board of…Read the full text as markdown