# INTERNATIONAL MONEY MANAGEMENT GROUP, INC. X-17A-5 (2025-10-20) — Broker-dealer annual report - Company: INTERNATIONAL MONEY MANAGEMENT GROUP, INC. - Form: X-17A-5 - Filed: 2025-10-20 - Period: 2025-06-30 - Accession: 0000727015-25-000003 - CIK: 727015 - File #: 8-30417 - Type: Broker-dealer - Material weakness: No - Auditor: UHY LLP - Auditor location: Salisbury, MD - Contact: Ernest (Chip) O Brittingham Jr - Phone: 410-827-4005 - Email: chip@immgki.com - Website: immgki.com - Signed by: Ernest O Brittingham Jr (President) Original filing: https://www.sec.gov/Archives/edgar/data/727015/000072701525000003/immg4.pdf --- {0}------------------------------------------------ ### INTERNATIONAL MONEY MANAGEMENT GROUP, INC ### FINANCIAL STATEMENTS ### JUNE 30, 2025 AND 2024 Page 1 {1}------------------------------------------------ ## Contents | | Page(s) | |----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------| | Cover Sheet
Table of Contents
U.S. SEC Form X-17A-5 Part III Facing page & Oath | 1
2
3-4 | | Report of PCAOB Independent Registered Public Accounting Firm (UHY, LLP) | 5-6 | | Financial Statements | | | Statements of Financial Condition
Statements of Income
Statements of Changes in Stockholder's Equity
Statements of Cash Flows
Notes to Financial Statements | 7
8
9
10
11-15 | | Supplemental Financial Information
Schedule I - Computation of Net Capital
Schedule II - Computation for Determination of Reserve Requirements
Schedule III - Information Relating to Possession or Control Requirements
Notes to Supplemental Schedules | 16
17
18
19
20 | | Other Information | 21 | | Report of PCAOB Independent Registered Public Accounting Firm on
Exemption Statement Under Rule 15C3-3
Statement Regarding Exemption Report Under Rule 15C3-3 | 22 -23
24 | {2}------------------------------------------------ UNITED STATES OMB Number: 3235-0123 SECURITIES AND EXCHANGE COMMISSION Expires: Nov. 30, 2026 Washington, D.C. 20549 hi ## ANNUAL REPORTS FORM X-17A-5 PART III | Estimated average burden | |---------------------------| | hours per response:
12 | | | | SEC FILE NUMBER | | 8-30417 | OMB APPROVAL FACING PAGE Information Required Pursuant to Rules 17a-5, 17a-12, and 18a-7 under the Securities Exchange Act of 1934 FILING FOR THE PERIOD BEGINNING 07/01/2024 AND ENDING 06/30/2025 MM/DD/Y A. REGISTRANT IDENTIFICATION NAME OFFIRM: International Money Management Group, Inc. TYPE OF REGISTRANT (check all applicable boxes): Broker-dealer \_\_\_ Security-based swap dealer \_\_ Major security-based swap participant □ Check here if respondent is also an OTC derivatives dealer ADDRESS OF PRINCIPAL PLACE OF BUSINESS: (Do not use a P.O. box no.) # 110 Channel Marker Way Suite 101 | | (No. and Street) | | | |----------------------------------------------|--------------------------------|--------------------------------------|--| | Grasonville | | 21638 | | | (City) | (State) | (Zip Code) | | | PERSON TO CONTACT WITH REGARD TO THIS FILING | | | | | Ernest (Chip) O. Brittingham Jr | (410) 827-4005 | chip@immgki.com AND trudy@immgki.com | | | (Name) | (Area Code - Telephone Number) | (Email Address) | | ### B. ACCOUNTANT IDENTIFICATION INDEPENDENT PUBLIC ACCOUNTANT whose reports are contained in this filing\* ## UHY, LLP | Salisbury | MILD | 21804 | | |--------------------------------------------------|-----------------|-------------------------------------------------------------------------------------|--| | (City) | (State)
1195 | (Zip Code) | | | (Date of Registration with PCAOB)(if applicable) | | (PCAOB Registration Number, if applicable) | | | | | | | | | | (Name - if individual, state last, first, and middle name)
FOR OFFICIAL USE ONLY | | \* Claims for exemption from the requirement that the annual reports of an independent public accountant must be supported by a statement of facts and circumstances relied on as the basis of the exemption. See 17 CFR 240.17a-5(e)(1)(ii), if applicable. Persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number. {3}------------------------------------------------ #### OATH OR AFFIRMATION ly Emest (Chip) O. Britingham Jr. financial report pertaining to the firm of International Money Management Group, Inc. as of as as of , 2025 \_ , is true and correct. I further swear (or affirm) that neither the company nor any 6/30 of OU as that of a customer. ASSESS Notary Publis ### This filing \*\* contains (check all applicable boxes): - @ (a) Statement of financial condition. - □ (b) Notes to consolidated statement of financial condition. - □ (0) Notes to consonuced sother comprehensive income in the period(s) presented, a statement of comprehensive income (as defined in § 210.1-02 of Regulation S-X). - (d) Statement of cash flows. - (e) Statement of changes in stockholders' or partners' or sole proprietor's equity. - □ (f) Statement of changes in liabilities subordinated to claims of creditors. - (g) Notes to consolidated financial statements. - = (h) Computation of net capital under 17 CFR 240.15c3-1 or 17 CFR 240.18a-1, as applicable. - □ (i) Computation of tangible net worth under 17 CFR 240.18a-2. - | - = Exhibit A to 17 CFR 240.18a-4, as applicable. - □ (I) Computation for Determination of PAB Requirements under Exhibit A to § 240.15c3-3. - = (m) Computation rol Dossession or control requirements for customers under 17 CFR 240.15c3-3. - (n) Information relating to possession or control requirements for security-based swap customers under 17 CFR 240.15c3-3(p)(2) or 17 CFR 240.18a-4, as applicable. - 240.15CS-3(p)(2) 01-7 CH 240.200 -) 0 Spplisations, of the FOCUS Report with computation of necessare increations of any (o) Reconcliations, including appropriate expland. or 17 CFR 240.18a-2, as applicable, and the reserve requirements under 17 worth under 17 CHC 240.1865 \$, 17 CHT LE 10.200 €) f material differences exist, or a statement that no material differences exist. - | - ロ (q) Sunlinery of maneler acter let letter for and many of CFR 240.17a-12, or 17 CFR 240.18a-7, as applicable. - = (q) Compliance report in accordance with 17 CFR 240.17a-5 or 17 CFR 240.18a-7, as applicable. - (s) Exemption report in accordance with 17 CFR 240.17a-5 or 17 CFR 240.18a-7, as applicable. - [] [xchiption report in port based on an examination of the statement of financial condition. - ロ (t) hidependent public accountant's report based on an examination of the financial report or financial statements under 17 CFR 240.17a-5, 17 CFR 240.18a-7, or 17 CFR 240.17a-12, as applicable. - CH 240.778-3, 27 CN 240.2007/6 report based on an examination of certain statements in the compliance report under 17 CFR 240.17a-5 or 17 CFR 240.18a-7, as applicable. - CFR 240.17a 961 17 01 11 01 11 21 11 11:14 pm 11 11 2 20:17 11 11 11 11 2011 11:24 240.17a-5 or 17 CFR 240.18a-7, as applicable. - CFR 240.1867, as applicable. 44,748 | ક્તિ
42,587 | | Deposits with clearing organizations | 50,000 | 50,000 | | Commissions receivable | 12,945 | 22,313 | | Service fees receivable | 28,321 | 25,848 | | Other assets | 7,785 | 8,249 | | Deferred tax asset | 11,286 | 11,304 | | Total assets | 155,085
కు | 160,301
2 | | LIABILITIES | | | | Commissions payable | 24,089 | 32,027 | | Service fees payable | 19,825 | 18,093 | |
Due to affiliate - BIC | 30,846 | 29,906 | | Total liabilities | S
74,760 \$ | 80,026 | | STOCKHOLDER'S EQUITY | | | | Capital stock, \$.05 par value, 2,000,000 shares authorized, | | | | 271,136 shares issued and outstanding | 13,555 | 13,555 | | Additional paid-in capital | 74,443 | 74,443 | | Retained carnings (Accumulated deficit) | (7,673) | (7,723) | | Total stockholder's equity | 80,325 | 80,275 | | Total liabilities and stockholder's equity | 155,085
2 | હ
160,301 | י Page 7 The Notes to Financial Statements are an integral part of these financial statements {7}------------------------------------------------ #### INTERNATIONAL MONEY MANAGEMENT GROUP, INC. STATEMENTS OF INCOME For the Years Ended June 30, 2025 and 2024 | | 2025 | 2024 | |--------------------------------------------|--------------|--------------| | REVENUES | | | | Commissions and Fees: | | | | Mutual fund | S
415,625 | S
436,368 | | Stock and bond | 85,239 | 58,240 | | Variable annuity and pension | 59,008 | 53,302 | | FDIC Fees | 1,273 | 1,509 | | Total revenues | 561,146 | 549,419 | | EXPENSES | | | | Commissions | 374,702 | 368,062 | | Overhead | 112,296 | 112,296 | | Licensing and insurance | 12,979 | 11,415 | | Professional fees | 10,401 | 0,496 | | Clearing | 51,373 | 48,821 | | Miscellaneous | 600 | 603 | | Total expenses | 562,351 | 550,693 | | OTHER INCOME | | | | Miscellancous Income | 172 | | | Interest Income | 1,101 | 1,293 | | Total Other Income | 1,273 | 1,293 | | | | | | Net Income Before Income Taxes | 68 | 19 | | Provision for income tax (expense) benefit | (18) | (4) | | NET INCOME | S
50 | 15
S | The Notes to Financial Statements are an integral part of these financial statements : ---. . . = 이 : ﺔ ﺍﻟﻤ : . 11 : . - {8}------------------------------------------------ ### INTERNATIONAL MONEY MANAGEMENT GROUP, INC. STATEMENTS OF CHANGES IN STOCKHOLDER'S EQUITY For the Years Ended June 30, 2025 and 2024 | | | | | Additional | Retained
Earnings | | | | | |-------------------------|-------------------------|------|-----------|------------|----------------------------|----|--------------------------|---|--------| | | Capital Stock
Shares | | Amount | | paid-in capital
Capital | | (Accumulated
Deficit) | | Total | | Balances, July 1, 2023 | 271,136 | ea | 13,555 | ક | 74,443 | દ | (7,813) | | 80,260 | | Net Income | | | - | | 15 | | ાર | | ો ર | | Balances, June 30, 2024 | 271,136 | ਦੇ ਤ | 13,555 | S | 74,443 | ea | (7,723) | | 80,275 | | Net Income | L | | | | - | | 50 | ह | રી | | | | | | | | | | | | | Balances, June 30, 2025 | 271,136 | ક્તિ | 13,555 \$ | | 74,443 | ನಿ | (7,673) \$ | | 80,325 | The Notes to Financial Statements are an integral part of these financial statements {9}------------------------------------------------ #### INTERNATIONAL MONEY MANAGEMENT GROUP, INC. STATEMENTS OF CASH FLOWS For the Years Ended June 30, 2025 and 2024 | | 2025 | 2024 | | |-------------------------------------------------------------|---------------|------------|--| | CASH FLOWS FROM OPERATING ACTIVITIES | | | | | Net income | S
50 | S
ર્દ ર | | | Adjustments to reconcile net income to net cash provided by | | | | | (used in) operating activities: | | | | | Provision benefit for income taxes | 18 | 4 | | | Decrease (increase) in commissions receivable | 0,368 | (10,313) | | | Decrease (increase) in service fees receivable | (2,473) | 21,719 | | | Decrease (increase) in other assets | 464 | 7,202 | | | Increase (decrease) in commissions payable | (7,936) | 10,954 | | | Increase (decrease) in service fees payable | 1,731 | (15,204) | | | Increase (decrease) in due to affiliate - BIC | 939 | 1,579 | | | Net cash provided by (used in) operating activities | 2,161 | 15,956 | | | Net increase (decrease) in cash | 2,161 | 15,956 | | | Cash, beginning of fiscal year | 42,587 | 26,631 | | | Cash, end of fiscal year | S
44,748 S | 42,587 | | The Notes to Financial Statements are an integral part of these financial statements {10}------------------------------------------------ #### Note 1. The Company and Its Significant Accounting Policies #### Description of Business International Money Management Group, Inc. (The Company) was incorporated In the State of Maryland for the purpose of providing brokerage services to independent financial planners. The Company is a broker-dealer registered with the Securities and Exchange Commission. It Is a member of the Financial Industry Regulatory Authority (FINRA). MSRB registered. #### Basis of Accounting The Company maintains its books and records on an accrual basis to conform with accounting principles generally accepted in the United States of America and FINRA requirements. #### Cash and Cash Equivalents The Company considers all highly liquid investments with original maturities of three months or less at date of purchase to be cash equivalents. #### Use of Estimates The preparation of financial statements in conformly with accounting principles generally accepted In the United States of America requires management to make estimates and assumptions that affect the amounts reported In the financial statements and accompanying notes. Actual results may differ from those estimates. #### Income Taxes The Company files its Federal and State income tax returns on a cash basis. The Company determines its deferred tax provision under the asset/liability method whereby deferred tax assets and llabilities are recognized based on differences between financial statement and tax basis of assets and liabilities using presently enacted tax rates. #### Commissions Receivable Commissions receivable represents commissions due from various correspondent brokers to international Money Management Group, Inc. Commissions receivable also includes receivables from the Company's clearing organization, including commissions receivable from unsettled trades as of June 30, In accordance with FASB ASC 326, Financial Instruments - Credit Losses, the Company accounts for estimated credit losses on financial assets at an amortized cost basis. FASB ASC 326 requires the Company to estimate expected credit losses over the life of its financial assets and certain off-balance sheet exposures as of the reporting date based on relevant information about past events, current conditions, and reasonable and supportable forecasts. A portion of the Company's trades and contracts are cleared through a clearing organization and settled daily. Because of this daily settlement, the amount of unsettled credit exposures is limited to the amount owed the Company for a very short period of time. The Company continually reviews the credit quality of its counterparties. The Company had no past due or nonaccrual receivables as of June 30, 2025 or 2024. Management believes that all receivables were fully collectible; therefore, no allowance for credit losses was recognized at June 30, 2025 or 2024, and no provision for credit losses was recorded for the years ended June 30, 2025 and 2024. {11}------------------------------------------------ #### Note 1. The Company and its Significant Accounting Policies (Continued) #### Commissions Payable This amount represents commissions due to representatives for sales made utllizing International Money Management Group, Inc. #### Officers Commission In accordance with an agreement between International Money Management Group, Inc. and the officers of the Company, the officers are paid commissions at 49.5% each (total of 99%) of net adjusted income after paying all broker/dealer direct expenses, associate commissions, and overhead expenses (see Note 3), At June 30, 2025 and 2024 there was an officer commission payable included in commissions payable of \$8,195 and \$2,836, respectively. Officers' commission expense totaled \$ 94,359 and \$68,681 for the years ended June 30, 2025 and 2024, respectively. #### Commission Revenues The Company earns commissions that are transaction based and are recognized at the point in time that the transaction is executed, i.e., the trade date. Trades are considered optional, and there are no minimum trades stipulated in the customer contracts. The Company believes that the performance obligation is satisfied on the trade date because that is when the underlying financial instrument or purchaser is identified, the pricing is agreed upon and the risks and rewards of ownership of the securities have been transferred to/from the customer. #### Service Fee Revenues Service fee revenues relate to direct (application way) mutual fund business and are recognized when earned. Upfront distribution fees are generally a fixed percentage of the share price, and the transaction price is fixed at the date the shares are sold to the investor. Ongoing trailing fees are generally variable. The fees are calculated as a fixed percentage of the then-current share value or net asset value and received on an ongoing basis, as long as the investor remains invested in the fund. The Company believes that its performance obligation is the sale of securities to investors and is fulfilled on the trade date. Any fixed amounts are recognized on the trade date and variable amounts are recognized to the extent it is probable that a significant reversal will not occur once the uncertainty is resolved. For variable amounts, as the uncertainty is dependent on the value of the shares at future points in time as well as the length of time the investor remains in the fund, both of which are highly susceptible the Company's influence, the Company does not believe it can overcome this constraint until the market value of the fund and the investor activities are known, which are usually monthly or quarterly. Distribution fees recognized in the current period are primarily related to performance obligations that have been satisfied in prior periods. Service fees receivables and payables relate to direct (application way) mutual fund business. These estimated fees are based on historical collection factors, and recorded as receivables when deemed earned, and amounts estimated to be due to representatives (approximately 70%) are recorded as payables at the same time. During 2025 and 2024, the Company adjusted the estimated fees receivables and estimated amounts due to representatives recorded as payables on a monthly basis. Management believes these are reasonable based on its long history with various mutual funds and will collect the fees over a 30-to-120-day time frame. {12}------------------------------------------------ #### Note 1. The Company and its Significant Accounting Policies (Continued) #### Financial Statement Presentation Certain amounts in the prlor years' financial statements have been reclassified to conform to the current year's presentation. Stockholder's equity is unchanged due to these reclassifications. #### Note 2. Due To/From Affiliate In accordance with an agreement The Company has with Bayview Financial Group, Inc., an affiliate; indirect expenses relating to its business activities are payable to the affiliate for overhead expense items. The Indirect expenses are based on the Company's proportionate share of overhead expenses for the years ended June 30, 2025 and 2024 was \$112,296 and \$112,296, respectively. The Company receives monthly management service fee income that is payable to its affiliate, Bayview Investment Counsel, Inc. There was an amount due to Bayview Investment Counsel, Inc. at June 30, 2025 and 2024 of \$30,846 and \$29,906, respectively. #### Note 3. Related Parties International Money Management Group, Inc. is 100% owned by Ernest Brittingham. The Company pays all overhead expenses to Bayview Financial Group, Inc. The Company operates from the offices of and uses the employees of Bayview Financial Group, Inc., which is 50% owned by Mr. Brittingham and 50% by Wayne Humphries, President and Vice President of International Money Management Group, Inc., respectively. The Company conducts securities transaction services for those client portfolios that are managed by Bayview Investment Counsel, Inc. Bayview Investment Counsel, Inc. is owned 50% by Ernest Brittingham and 50% by Wayne Humphries. {13}------------------------------------------------ #### Note 4. Income Taxes | The components of the income lax expense (belient) for the year ended June 30, 2025 and 2024 are as (Mows) | | | | | | |------------------------------------------------------------------------------------------------------------|---------------------------------|---------------------------------|--|--|--| | | 2025 | 2024 | | | | | Current income taxes: | S
-0- | \$
-0- | | | | | Deferred income taxes: | 18 | 4 | | | | | Income tax expense (benefit) | 18 | S
4 | | | | | The components of net deferred income tax are as follows at June 30, 2025 and 2024 | | | | | | | Deferred tax asset: | 2025 | 2024 | | | | | Commission and service fee payables
Net operating loss carryforward | \$12 845
12,733
\$ 25,578 | ഗ
14,660
13,084
27,744 | | | | | Deferred tax liability: | | | | | | | Commission and service fee receivables | ર્
(14,292) | S
(16,440) | | | | | | ਟੈ
(14,292 - | ર
(16,440) | | | | | Reflected in the balance sheet as a: | | | | | | | Net deferred tax asset | 11.286 | 11.304 | | | | No valuation allowance has been provided for the deferred tax assets, as management believes that the payables and net operating loss will be fully realized in future periods. Certain transactions of the Company may be subject to accounting methods for Federal income tax purposes that differ significantly from the accounting methods used in preparing the financial statements in accordance with generally accepted accounting principles. Accordingly, the taxable income of the Company reported for Federal income tax purposes may differ from net income in these financial statements. Accounting Standards for income taxes prescribe when to recognize and how to measure the financial statement effects, if any, of income tax positions taken or expected to be taken on its income tax returns. These rules require management to evaluate the likelihood that, upon examination by relevant taxing jurisdictions, it is more likely than not that those income tax positions would be sustained. Based on that evaluation, if it were not more than 50% probable that a material amount of Income tax would be imposed at the entity level upon examination by the relevant taxing authorities, a llability would be recognized in the accompanying balance sheet along with any interest and penalties that would result from that assessment. Should any such penalties and interest be incurred, The Company would recognize them as operating expenses, {14}------------------------------------------------ #### Note 4. Income Taxes (Continued) No interest or penalties have been accrued or charged to expense as of June 30, 2025. The Company's Federal and Maryland tax returns for tax years 2022, 2023, and 2024 are subject to examination, generally for three years after they are filed. At June 30, 2025 and 2024, The Company had \$43,531 and \$44,735 respectively, of net operating loss carryforwards for income tax purposes. Any net operating after January 1, 2018, will be deducted at 80% and carred forward indefinitely. The balance occurring after January 1,2018 of \$43,531 will be carried forward to future tax years estimating deferred federal tax asset of \$9,142 and deferred state tax asset of \$3,591. #### Note 5. Net Capital Requirements The Company is subject to the Securities and Exchange Commission Uniform Net Capital Rule (15c3-1), which requires the maintenance of minimum net capital and requires that the net capital be at least 6 2/3% of aggregate indebtedness or \$5,000, whichever is greater. At June 30, 2025, the Company had net capital of \$52,759 which was \$47,759 in excess of its required amount of \$5,000. #### Note 6. Segment Reporting International Money Management Group, Inc. is engaged in a single line of business providing brokerage services to independent financial planners. Revenues are generated from transaction commissions and service fees (see Note 1). The Company's Chief Operating Decision Maker (CODM) is its President, who uses net income to evaluate the results of the business and manage the broker-dealer. Additionally, the CODM uses excess net capital, which is not a measure of profit and loss, to make operating decisions while maintaining capital adequacy. The Company's operations constitute a single operating segment and therefore, a single reportable segment, because the CODM manages the business activities using information of the Company as a whole. The accounting policies used to measure profit and loss of the segment are the same as those described in the summary of significant accounting policies. The Company's segment revenue and expenses are in line with what is reported in the income statement and includes all significant categories that the CODM reviews. #### Note 7. Subsequent Events The Company has evaluated subsequent events through September 18, 2025 the date the financial statements were available to be issued {15}------------------------------------------------ ### SUPPLEMENTAL FINANCIAL INFORMATION {16}------------------------------------------------ #### Schedule I #### INTERNATIONAL MONEY MANAGEMENT GROUP, INC. COMPUTATION OF NET CAPITAL UNDER RULE 15c3-1 OF THE SECURITIES AND EXCHANGE COMMISSION As of June 30, 2025 | Net capital | | | | |---------------------------------------------------------------------------|---|--------|--| | Total stockholders' equity | S | 80,325 | | | | | | | | Deductions: | | | | | Non-allowable assets; | | | | | Service fees, net | | 8,496 | | | Other assets | | 19,070 | | | Total non-allowable assets | | 27,566 | | | Net capital | | 52,759 | | | Aggregate indebtedness | | | | | Items included in statement of financial position:
Commissions payable | S | 24,089 | | | Service fees payable | | 19,825 | | | Due to affiliate | | 30,846 | | | Total aggregate indebtedness | | 74,760 | | | Computation of required net capital | | | | | | | | | S 5,000 Minimum net capital required; 6-2/3% of aggregate debt (\$4,984) or \$5,000, whichever is greater See Report of Independent Registered Public Accounting Firm Page 17 {17}------------------------------------------------ ### Schedule II INTERNATIONAL MONEY MANAGEMENT GROUP, INC. COMPUTATION FOR DETERMINATION OF RESERVE REQUIREMENTS UNDER RULE 15c3-3 OF THE SECURITIES AND EXCHANGE COMMISSION As of June 30, 2025 and 2024 | | 2025 | 2024 | |--------------------------------|------|------| | Customer funds held in excess | | | | Amount in reserve bank account | | | | | | | See Report of Independent Registered Public Accounting Firm {18}------------------------------------------------ ### Schedule III INTERNATIONAL MONEY MANAGEMENT GROUP, INC. INFORMATION RELATING TO POSSESSION OR CONTROL REQUIREMENTS UNDER RULE 15c3-3 OF THE SECURITIES AND EXCHANGE COMMISSION As of June 30, 2025 The Company does not maintain customer accounts and does not handle securities and therefore is eligible under the exemptive provisions of rule 15c3-3 to exclude certain portions of 15c3-3 such as computations of amounts to be on deposit in a special reserve bank account, possession and control requirements. International Money Management Group, Inc. is in compliance with the conditions of exemption. See Report of Independent Registered Public Accounting Firm {19}------------------------------------------------ #### NOTES TO SUPPLEMENTAL SCHEDULES #### Note 1. Reconciliation of Schedule I Computation of Net Capital pursuant to Rule 15c3-1 under the Securities Exchange Act of 1934 to Quarterly Financial and Operational Combined Uniform Single Report (FOCUS) for the period ended June 30, 2025. | Net capital per June 30, 2025 FOCUS report | કે | 52,759 | |--------------------------------------------|----|--------| | Year-end adjustments | | | | Net capital per Schedule 1 | | 52,759 | Pursuant to Rule 1 5c3-1 under the Securities Exchange Act of 1934, there are no material differences with regard to the above reconciliation and the FOCUS report for the period ended June 30, 2025. {20}------------------------------------------------ ### OTHER INFORMATION {21}------------------------------------------------ ![](_page_21_Picture_0.jpeg) An independent member of UHY International {22}------------------------------------------------ Based on our review, we are not aware of any material modifications that should be made to management's statements referred to above for them to be fairly stated, in all material respects, based on the provision set forth in paragraph (k)(2)(ii) of Rule 15c3-3 under the Securities Exchange Act of 1934 and the Company's other business activities contemplated by Footnote 74 of the SEC Release No. 34-70073 adopting amendments to 17 C.F.R. § 240.17a-5, and related SEC Staff Frequently Asked Questions. UAY LEP Salisbury, Maryland September 18, 2025 {23}------------------------------------------------ # IMMG International Money Management Group, Inc. - Investment Bankers - Member FINRA - SIPC Wells Cove 110 Channel Marker Way, Suite #101 Grasonville, MD 21638 Phone: (410) 827-4005 Fax: (410) 827-0797 ### \*\*Statement Regarding Exemption Report Under Rule 15c3-3\*\* July 16, 2025 Broker Dealer: International Money Management Group, Inc. 110 Channel Marker Way, Suite #101 Grasonville, MD 21638 Web CRD #14367 International Money Management Group, Inc. claims exemption from Rule 15c3-3 under provision (k) (2) (ii). All customer transactions are cleared through another broker-dealer on a fully disclosed basis. This exemption was met throughout the most recent fiscal year without exception. The Company is also filing this Exemption Report because the Company's other business activities contemplated by Footnote 74 of the SEC Release No. 34-70073 adopting amendments to 17 C.F.R. § 240.17a-5 are limited to direct mutual fund and variable annuity business where the funds are payable to the issuer or its agent and not to the Company. In addition, the Company did not directly or indirectly receive, hold, or otherwise owe funds or securities for or to customers, other than money or other consideration received and promptly transmitted in compliance with paragraph (a) or (b)(2) of Rule 15c2-4 and/or funds received and promptly transmitted for effecting transactions via subscriptions on a subscription way basis where the funds are payable to the issuer or its agent and not to the Company; did not carry accounts of or for customers; and did not carry PAB accounts (as defined in Rule 15c3-3) throughout the most recent fiscal year without exception. Ernest (Chip) O. Brittingham, Jr. CEP President (410) 827-4005 chip@immgki.com Source: SEC EDGAR via Adviser Search (https://search.stillhousedata.com). Agents: see https://search.stillhousedata.com/llms.txt.