# VARIABLE INVESTMENT ADVISORS, INC. X-17A-5 (2026-03-12) — Broker-dealer annual report

- Company: VARIABLE INVESTMENT ADVISORS, INC.
- Form: X-17A-5
- Filed: 2026-03-12
- Period: 2025-12-31
- Accession: 0001051836-26-000003
- CIK: 1051836
- File #: 8-50699
- Type: Broker-dealer
- Material weakness: No
- Auditor: Henjes, Conner & Williams, PC
- Auditor location: DAKOTA DINES, SD
- Contact: Gregory Wilson
- Phone: 6053618230
- Email: gwilson@viabd.com
- Website: viabd.com
- Signed by: Gregory S. Wilson (President/CEO)

Original filing: https://www.sec.gov/Archives/edgar/data/1051836/000105183626000003/X-17A-5_1.pdf

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edgarfiling.sec.gov/submitX17A5Form.html?action=print

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

323 5123, 323

: 12.00

FX

FACING PAGE Information Required of Brokers and Dealers Pursuant to Section 17 of the Securities Exchange Act of 1934 and Rule 17a-5 Thet Thereunder

ANNUAL AUDITED REPORT Form X-17A-5 Part ilI

# X-17A-5: Filer Information

| Filer CIK                                                                      | 0001051836        |
|--------------------------------------------------------------------------------|-------------------|
| Filer CCC                                                                      | C8*3vpwO          |
| Is this a LIVE or TEST Filing?                                                 | LIVETEST          |
| Would you like a Return Copy?                                                  |                   |
| Is this an electronic copy of an official<br>filing submitted in paper format? |                   |
| Confirming Broker Dealer Copy File<br>Number                                   |                   |
| Confirming Security-Based Swap Entity<br>Copy File Number                      |                   |
| Submission Contact Information                                                 |                   |
| Name                                                                           | Gregory Wilson    |
| Phone                                                                          | 6053618230        |
| E-Mail Address                                                                 | gwilson@viabd.com |
| Notification Information                                                       |                   |
| Notify via Filing Website only?                                                |                   |
| Notification E-mail Address                                                    | gwilson@viabd.com |
| X-17A-5: Submission Information                                                |                   |
|                                                                                |                   |

| Type of Registrant              | Broker-dealer | ISecurity-based swap<br>dealer | Major security-based swap<br>participant |
|---------------------------------|---------------|--------------------------------|------------------------------------------|
| and Ending                      | 12-31-2025    |                                |                                          |
| Report for the Period Beginning | 01-01-2025    |                                |                                          |

OTC derivatives dealer

Material Weakness

Does this submission include an accountant's report covering the compliance report that indentifies one or more material weaknesses? Yes No

# X-17A-5: A. Registrant Identification

| Name of Firm                                                     | VARIABLE INVESTMENT ADVISORS, INC. |  |
|------------------------------------------------------------------|------------------------------------|--|
| Address of Principal Place of Business (Do not use P.O. Box No.) |                                    |  |
| Address 1                                                        | 750 E. 1ST STREET                  |  |
| Address 2                                                        | STE 101A                           |  |
| City                                                             | TEA                                |  |

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| 3/12/26, 9:19 AM                                                        | edgarfiling.sec.gov/submitX17A5Form.html?action=print |  |  |  |  |
|-------------------------------------------------------------------------|-------------------------------------------------------|--|--|--|--|
| State/Country                                                           | SOUTH DAKОТА                                          |  |  |  |  |
| Mailing Zip/ Portal Code                                                | 57064                                                 |  |  |  |  |
| Name and Telephone Number of Person to Contact in Regard to this Report |                                                       |  |  |  |  |
| Name                                                                    | Gregory Wilson                                        |  |  |  |  |
| Telephone Number                                                        | 6053618230                                            |  |  |  |  |

## X-17A-5: В. Асcountant Identification

#### Independent Public Accountant

| Name - if individual, state last, first, and<br>middle name | Henjes, Conner & Williams, PC |                                                                                     |  |
|-------------------------------------------------------------|-------------------------------|-------------------------------------------------------------------------------------|--|
| Address 1                                                   | 1801 STEVENS PORT DRIVE       |                                                                                     |  |
| City                                                        | DAKOTA DINES                  |                                                                                     |  |
| State/Country                                               | SOUTH DAKOTA                  |                                                                                     |  |
| Mailing Zip/ Postal Code                                    | 57049                         |                                                                                     |  |
| Check One                                                   | Certified Public Accountant   | Certified Public Accountant not resident in United States or any of its possessions |  |

### X-17A-5: Signature

#### Oath or Affirmation

I, Gregory S. Wilson, swear (or affirm) that, to the best of my knowłedge and belief, the financial report pertaining to the firm of VARIABLE INVESTMENT ADVIŠORS, INC., as of 03-12-2026, is true and correct. <sup>I</sup> further swear (or affirm) that neither the company nor any partner, proprietor, principal officer or director has any proprietary interest in any account classified solely as that of <sup>a</sup> customer, except as follows:

Signature Gregory S. Wilson

Title

President/CEO

#### Notary Public

Checking this box acknowledges that this oath or affirmation has been notarized.

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3/12/26, 8:54 AM

Securities and Exchange Commission - EDGARLink Online - Form X-17A-5

U.S. SECURITIES AND EXCHANGE COMMISSION .

|                                                                                                                       |                                                                | Freehonic Data Cathering, Analysis and Reideval                                                                                                                                                                                                                                                                                                                                      | File X-17A-5 Part III |       |             |    | 1 85 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 3 4 |
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| Chical Park Children<br>3235-0123,<br>OMB Number:<br>3235-0749<br>Estimated average                                   | X-17A-5: Attach Documents List                                 |                                                                                                                                                                                                                                                                                                                                                                                      |                       |       | PRINT       |    | SUBMIT INSTRUCTIONS<br>2XIT                                                                                                                                                    |
| 12.00<br>burden hours per<br>response:                                                                                | FILE NAME<br>િકે                                               | FULL                                                                                                                                                                                                                                                                                                                                                                                 | ТҮРЕ                  | * PDF | DESCRIPTION | 10 | Request<br>ERRORS<br>Confidentiality                                                                                                                                           |
| Submission Information<br>A. Registrant Identification<br>B. Accountant<br>ldentification<br>Signature<br>Docurneries | Add Document   Delete Document   Validate Document<br>PREVIOUS | · Cannot attach improperly named file: 12-31-2025.html<br>· Cannot attach improperly named file: Audit Report for EDGAR.pdf<br>· Cannot attach improperly named file: Facing Page for Audit.pdf<br>· Cannot attach improperly named file: Computation of Net Capital SEA Rule 15c3-1.pdf<br>· Cannot attach file with >32 characters: Computation of Net Capital SEA Rule 15c3-1.pdf |                       |       |             |    |                                                                                                                                                                                |

U S. Coorditos and Exchange Coministics @2026


Source: SEC EDGAR via Adviser Search (https://search.stillhousedata.com). Agents: see https://search.stillhousedata.com/llms.txt.
