Full text of BURNHAM & FLOWER FINANCIAL, INC.'s X-17A-5 filed 2026-03-23 (period 2025-12-31). Broker-dealer annual report from SEC EDGAR — readable, searchable, and available as markdown for AI agents.
{0}------------------------------------------------ # *Burnham & Flower Financial, Inc.* **FINANCIAL STATEMENTS** *Year ended December 31, 2025* {1}------------------------------------------------ | Page | |------| #### **ANNUAL AUDITED REPORT, FORM X-17A-5, PART III** | OATH OR AFFIRMATION | | |---------------------------------------------------------------------------------------|-------| | REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM | 5 | | FINANCIAL STATEMENTS | | | Statement of financial condition | 6 | | Statement of income | 7 | | Statement of changes in stockholders' equity | 8 | | Statement of cash flows | 9 | | Notes to financial statements | 10 11 | | SUPPLEMENTARY INFORMATION | | | Schedule I - Computation of net capital under rule 15c3-1 | | | of the Securities and Exchange Commission | 12 | | Schedule II – Computation for Determination of Reserve Requirements under Rule 15c3-3 | | | of the Securities and Exchange Commission | 12 | | REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM ON EXEMPTION REPORT | 13 | | | | | COMPANY'S EXEMPTION REPORT | 14 | {2}------------------------------------------------ UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 | ANNUAL REPORTS | |----------------| | FORM X-17A-5 | | DAPT III | OMB APPROVAL OMB Number: 3235-0123 Expires: Nov. 30. 2026 Estimated average burden hours per response: 12 > SEC FILE NUMBER 8-53389 FACING PAGE Information Required Pursuant to Rules 17a-5, 17a-12, and 18a-7 under the Securities Exchange Act of 1934 FILING FOR THE PERIOD BEGINNING 01/01/25 AND ENDING 12/31/25 MM/DD/YY MM/DD/YY A. REGISTRANT IDENTIFICATION NAME OF FIRM: Burnham & Flower Financial, Inc. TYPE OF REGISTRANT (check all applicable boxes): 🇿 Broker-dealer O Check here if respondent is also an OTC derivatives dealer ADDRESS OF PRINCIPAL PLACE OF BUSINESS: (Do not use a P.O. box no.) # 315 South Kalamazoo Mall | | (No. and Street) | | | |----------------------------------------------|---------------------------------------------------------------------------|--------------------|--| | Kalamazoo | MI | 49007 | | | (City) | (State) | (Zip Code) | | | PERSON TO CONTACT WITH REGARD TO THIS FILING | | | | | Amber Howes | 269-341-4835 | ahowes@bfgroup.com | | | (Name) | (Area Code - Telephone Number) | (Email Address) | | | | B. ACCOUNTANT IDENTIFICATION | | | | Sanville & Company | INDEPENDENT PUBLIC ACCOUNTANT whose reports are contained in this filing* | | | | 325 N. St. Paul Street, S…Read the full text as markdown