# EQUIFINANCIAL LLC X-17A-5 (2024-04-22) — Broker-dealer annual report - Company: EQUIFINANCIAL LLC - Form: X-17A-5 - Filed: 2024-04-22 - Period: 2023-12-31 - Accession: 0001335352-24-000002 - CIK: 1335352 - File #: 8-67037 - Type: Broker-dealer - Material weakness: Yes - Auditor: Pamela Ohab - Auditor location: Maitland, FL - Contact: David Wilson - Phone: 3054941091 - Email: dwilson@equifinancialllc.com - Website: equifinancialllc.com - Signed by: David Wilson (Managing Member) Original filing: https://www.sec.gov/Archives/edgar/data/1335352/000133535224000002/formx17a5.pdf --- {0}------------------------------------------------ # Equifinancial LLC # Annual Audit # For Year Ending 12/31/2023 {1}------------------------------------------------ UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ОМВ АРРЯОЧА1 CARB Number: 3735-0173 Expires: Nov. 30, 2026 Estimated average burden hours per response: 12 # ANNUAL REPORTS FORM X-17A-5 PART III SEC FILE NUMBER FACING PAGE Information Required Pursuant to Rules 17a-5, 17a-12, and 18a-7 under the Securities Exchange Act of 1934 AND ENDING 12/31/2023 FILING FOR THE PERIOD BEGINNING 01/01/2023 MM/DD/YY MM/DD/YY A. REGISTRANT IDENTIFICATION NAME OF FIRM: Equifinancial LLC TYPE OF REGISTRANT (check all applicable boxes): Broker-dealer [ Security-based swap dealer | Major security-based swap participant Check here if respondent is also an OTC derivatives dealer ADDRESS OF PRINCIPAL PLACE OF BUSINESS: (Do not use a P.O. box no.) 1717 N. Bayshore Dr. Suite 228 (No. and Street) Miami 33132 Florida (City) (State) (Zip Code) PERSON TO CONTACT WITH REGARD TO THIS FILING David L. Wilson 305-494-1091 dwilson@equifinancialllc.com (Name) (Area Code - Telephone Number) (Email Address) B. ACCOUNTANT IDENTIFICATION INDEPENDENT PUBLIC ACCOUNTANT whose reports are contained in this filing \* OHAB AND COMPANY, PA | 100 E SYBELIA AVENUE, SUITE 130 MAI I LAND | | FI | 32751 | |----------------------------------------------------------------------------------------------|-----------------------|---------|--------------------------------------------| | (Address) | (City) | (State) | (Zip Code) | | JULY 28, 2004 | | 1839 | | | (Date of Registration with PCAOB)(if applicable) | | | (PCAOB Registration Number, if applicable) | | | FOR OFFICIAL USE ONLY | | | | * Claims for exemption from the requirement that the annual reports of an independent public | | | | accountant must be supported by a statement of facts and circumstances relied on as the basis of the exemption. See 17 CFR 240.17a-5(e)(1)(ii), if applicable. Persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number. {2}------------------------------------------------ #### OATH OR AFFIRMATION financial report pertaining to the firm of SUN swear (or affirm) that, to the best of my knowledge and belief, the as of , 2 . is true and correct. I further swear (or affirm) that neither the company nor any partner, officer, director, or equivalent person, as the case may be, has any proprietary interest in any account classified solely as that of a customer. Notary Public State of Florida Yusbey Marquez My Commission HH 354461 Expires 1/26/2027 Notary Public Signature: Title: 1191919 #### This filing\*\* contains (check all applicable boxes): - (a) Statement of financial condition. - [ (b) Notes to consolidated statement of financial condition. - (c) Statement of income (loss) or, if there is other comprehensive income in the period(s) presented, a statement of comprehensive income (as defined in § 210.1-02 of Regulation S-X). - (d) Statement of cash flows. - (e) Statement of changes in stockholders' or partners' or sole proprietor's equity. - [ (f) Statement of changes in liabilities subordinated to claims of creditors. - (g) Notes to consolidated financial statements. - (h) Computation of net capital under 17 CFR 240.15c3-1 or 17 CFR 240.18a-1, as applicable. - [i) Computation of tangible net worth under 17 CFR 240.18a-2. - (i) Computation for determination of customer reserve requirements pursuant to Exhibit A to 17 CFR 240.15c3-3. - [ (k) Computation for determination of security-based swap reserve requirements pursuant to Exhibit B to 17 CFR 240.15c3-3 or Exhibit A to 17 CFR 240.18a-4, as applicable. - [1) Computation for Determination of PAB Requirements under Exhibit A to § 240.15c3-3. - (m) Information relating to possession or control requirements for customers under 17 CFR 240.15c3-3. - [n] Information relating to possession or control requirements for security-based swap customers under 17 CFR 240.15c3-3(p)(2) or 17 CFR 240.18a-4, as applicable. - (o) Reconciliations, including appropriate explanations, of the FOCUS Report with computation of net capital or tangible net worth under 17 CFR 240.15c3-1, 17 CFR 240.18a-1, or 17 CFR 240.18a-2, as applicable, and the reserve requirements under 17 CFR 240.15c3-3 or 17 CFR 240.18a-4, as applicable, if material differences exist, or a statement that no material differences exist. - [p) Summary of financial data for subsidiaries not consolidated in the statement of financial condition. - (q) Oath or affirmation in accordance with 17 CFR 240.17a-5, 17 CFR 240.17a-12, or 17 CFR 240.18a-7, as applicable. - [ (r) Compliance report in accordance with 17 CFR 240.17a-5 or 17 CFR 240.18a-7, as applicable. - (s) Exemption report in accordance with 17 CFR 240.17a-5 or 17 CFR 240.18a-7, as applicable. - (t) Independent public accountant's report based on an examination of the statement of financial condition. - (u) Independent public accountant's report based on an examination of the financial statements under 17 CFR 240.17a-5, 17 CFR 240.18a-7, or 17 CFR 240.17a-12, as applicable. - [ (v) Independent public accountant's report based on an examination of certain statements in the compliance report under 17 CFR 240.17a-5 or 17 CFR 240.18a-7, as applicable. - (w) Independent public accountant's report based on a review of the exemption report under 17 CFR 240.17a-5 or 17 CFR 240.18a-7, as applicable. - [ (x) Supplemental reports on applying agreed-upon procedures, in accordance with 17 CFR 240.15c3-1e or 17 CFR 240.17a-12, as applicable. - [ (y) Report describing any material inadequacies found to have existed since the date of the previous audit, or a statement that no material inadequacies exist, under 17 CFR 240.17a-12(k). - J (z) Other: - \*\* To request confidential treatment of certain portions of this filing, see 17 CFR 240.170-5(e)(3) or 17 CFR 240.180-7(d)(2), as applicable. {3}------------------------------------------------ # EQUIFINANCIAL, UC FOR TifE YEAR ENDED DECEIIBER 31, 2023 ## TABLE OF CONTENTS | Report of Independent Registered Public Accounting Finn | 1 | |-------------------------------------------------------------------------------------------------------------------|-----| | Financial Staletnents | | | Statement of Finanaal Condition | 2 | | Statement of Operations | 3 | | Statement of Changes in Membel's EqUlty | 4 | | Statement of cash Flows | 5 | | Notes to Financial Statements | 6-8 | | Supplemental Information | | | Schedule I - Computation of Net Capital Pursuant to SEC Rule 15c3-1 and | | | Reconciliation of Net Caprtal Pursuant to SEC Rule 17a-5(dX4) | 9 | | Schedule II - Computation of Aggregate Indebtedness Under Rule 17a-5 of
the Securities and Exchange Commission | 10 | | Schedule Ill - Information Relating to the Possessaon ,x Control Requirements
Under 15c3-3 | 11 | {4}------------------------------------------------ ![](_page_4_Picture_0.jpeg) I 00 E. Syhclia ,\vc S1111<' 130 Ma,tl3nJ, FL 3~75 I 1 ,·r11{ied /'11hhc ,lixm111t<11IIS Email. pam@oh:ihco com f clcphonc 407-740-7) 1 I Fu 407 7-40-64 1 ## REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM To the Board of Directors and Member of Equ1financial, LLC #### Opinion on the Flnanclal Statements We have audited the accompanying statement of financial condition of Equ1financ1al, LLC as of December 31 , 2023, the related statements of operations, changes In member's equity, and cash flows for the year then ended, and the related notes (collechvely referred to as the "financial statementsj. In our opinion, the fmanaal statements present fairly, in all material respects, the financ,al position of Equilinanc1al. LLC as of December 31, 2~23: and the results of its operations and its cash flows for the year then ended in conformity with accounting pnnc1ples generally accepted in the United States of America. #### Basis for Opinion These financial statements are the responsib1hty of Equif1nancial, LLC's management. Our responsibility IS to express an opinion on Equlfinancial, LLC's financial statements based on our audit. We are a pubhc accounting ftrm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to Equifinancial, LLC in accordance with the U.S. federal secunties **laws and the** applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. We conducted our audit in accordance with the standards of the PCAOB. Those standards require that **we plan** and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audit included performing procedures to assess the risks of material misstatement of the financial statements. whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audit also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audit provides a reasonable basis for our opinion. #### Auditor's Report on Supplemental Information The Schedules I, II and Ill have been subjected to audrt procedures performed in conjunction with the audit of Equrf1nanc1al, LLC's financial statements. The supplemental information is the responsibility of Equ1financial, LLC's management. Our audit procedures included determining whether the supplemental information reconciles to the frnancral statements or the underlying accounting and other records, as applicable, and performing procedures to test the completeness and accuracy of the information presented in the supplemental information. In forming our opinion on the supplemental 1nformat1on, we evaluated whether the supplemental information, including its form and content, is presented 1n conformity with 17 C.F.A. §240.17a•5. In our opinion, the Schedules I, II and Ill are fairly stated, in all material respects, in relation to the financial statements as a **whole.** ~ -J.. ~ .,1~ We have served as Equ1fmanc,al, LLC's auditor srnce 2011 Maitland, Florida April 13, 2024 {5}------------------------------------------------ # EQUIFINANC~ UC ## **STATEMENT** OF FINANCIAL CONDffiON **FOR THE YEAR ENDED DECEMBER 31, 2023** ### **ASSETS** | Assets: | | |-----------------------------------------|-------------| | Cash and cash eqUiValents | \$
7,342 | | Commissions recervabte | | | Total Assets | \$
7,342 | | LIABlLITIES AND IIIEIIBER"S EQUITY | | | Liabilities: | | | Accounts payabte and accrued liabilibes | | | Member's equity: | 7,342 | | | \$
7,342 | The accompanying notes are an integral part of these financial statements. , .. \ • {6}------------------------------------------------ #### Eaw=atANCIAL, Ll.C ## **STATEMENT** OF OPERATIONS FOR TME **YEAR ENDED DECEMBER** 31, 2023 | Revenues: | | |-------------------------------|----------------| | Mutual Fund and 128-1 | \$
11,622 | | AdvioryFee | \$
7,500 | | Annuity | 673 | | Total revenues | 19,795 | | Expenses: | | | Commissal | 9,968 | | Occupancy (Related Party) | 4,500 | | Corporate Fdling Fees | 416 | | Profess10nal fees | 4,250 | | Dining Expense | 33 | | Online Web Service | 332 | | Postage | 30 | | Parking | 10 | | Travel and Entertainment | 448 | | Reimbursed Expenses | 2,781 | | CRD | 15,902 | | Regulatory fees | 500 | | Conference | 595 | | Software Subsaiption 5efvices | 1,107 | | Bank Fees | 172 | | Total expenses | 41,044 | | Net Income (loss) | \$
(21,249) | The accompanying notes are an integral part of~ ~n~rpal .statements. {7}------------------------------------------------ ### EQUFINANCIAL, LLC ## **STATEMENT OF CHANGES** IN **MEMBER'S EQUITY FOR THE YEAR ENDED DECEMBER 31, 2023** | BALANCE - JANUARY 1, 2023
Contnbution | 22,192
\$
6,400 | | |------------------------------------------|-----------------------|--| | Net income (loss) | (21 ,249) | | | BALANCE - DECEMBER 31, 2023 | 7,343
\$ | | The accompanying notes are an integral part of these financiaJ ~tements {8}------------------------------------------------ ## EQUIFNNCIAL, UC ## STATEMENT OF CASH FLOWS FOR THE YEAR ENDED DECEMBER 31, 2023 | Cash flows from opetatia.g activities: | | |---------------------------------------------------|-----------------| | Net income (loss) | \$
(21 ,250) | | Adjusbnents to reooucile net income (loss) ID net | | | cash flows from operating actMbes: | | | Decrease in axrumssions receivable | | | Net cash used in operating activities | (21,250) | | Cash flows from financing activities: | | | Contribution | 6,400 | | Net decrease in cash and cash equivalents | | | Cnh and cash equivalents at beginning of period | 22,192 | | Cash and cash equivalents at end of period | \$
7,342 | | Supplemental Disclosure: | | | Cash use for interest | \$ | | Cash use for taxes | \$ | The accompanying notes are an integral part of these financial statements. , {9}------------------------------------------------ #### EQUIFINANCIAL, U.C #### NOTES TO ANANCIAL STATEMENTS DECEEER 31, 2023 ## Note 1 - Summary of Significant Accounting Policies ## Nawre of Business Equifinancial, LLC rlhe Companyj lS a broker-dealer, registered with the Securities Exchange convnissK>n r sEC1. a member of the Fmanaal Industry Regulatory Authority ("FINRA"), and a member of the Seambes Investor Protection Corporation rsape;. The Company was organized in 2004. The Company's **oomnission** income is **subslantially derived** from comrrussions from mutual funds and sales of annuities As is typical In the Industry, the Company engages in adMties With vanous financial institutions and brokers. In the event these counter parties **do not** fulfil their obligations, the Company may be exposed to risks. #### Cash and Cash EquNalents For purposes of reporting the statement of cash flows. the Company CX>nSlders all cash accounts, which are not subject to withdrawal restrictions **or penalbes. and** all highly liquid debt instruments purchased wrth a maturity of three months or less to be cash equivalents. Cash balances in excess of FDIC and similar insurance coverage are subject to the usual bankmg risks assoaated with funds in excess of those limits. At DECEMBER 31, 2023, the **Company had no** uninsured cash balances. #### Estimates The preparation of financial statements in **accordance with** accounbng principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disdosure of contingent assets and liabilibes at the date of the financial statements and revenues and expenses during the reporting period. Actual results could differ from those estimates. #### Income Taxes The Company **wrth the** consent of its **membel, has elected** under the Internal Revenue Code to be a Limited Liability Company for both federal and saaae income tax purposes. In beu of corporation income taxes, the members of a Limited LiabiJity **Coq,any are** taxed on their proportJonate share of the Company's taxable income Therefore, no provision or liability for federal or state income taxes has been included in the financial statements. The Company **has adopted** the provisions of FASS Acoounting Standards Codification 740-10, Accounting for Uncertainty in Income Taxes. Under ASC 740-10, the Company is required to evaluate each of its tax posrtions to detennine if they a,e more likely than not to be sustained if the taxing authority examines the respective position. A tax pos,tion includes an entity's status. including its status as a passthrough enbty, and the decision not to file a tax return. The Company has evaluated each of its tax positions and has determined that no provision or liability for income taxes is necessary The shareholders and the Company are generally not subject to U.S. federal, state or local income tax examinations related to the Company's activities for tax years before 2015. {10}------------------------------------------------ #### EQUFINANCIAL. LLC #### NOTES TO ANANCIAL STATEIIENTS DECEIEER 31, 2023 ## Note 1 - Summary of Significant Accounting Policies (continued) ## Fair Value of Financial lnslrument.s All of the Company's financial assets and liabilities are carried at market value or at amounts, which, because of their short-h!n'n nature, approxmae aurent rair value #### **Revenue Recognition** Mutual funds fees and fees from the sale of snves1ment mterest in mulb--fam1ly offering are recognized when all performance obligations are **satisfied, which** is the trade date. Distribution fees. The Company enters into arrangements with managed accounts or other pooled investment vehicles (funds) to distribute shares to investors. The Company may receive distribution fees paid by the fund upfront over time, upon **the me:stooo** exrt from the fund (that is, a contingent deferred sales charge), or as a combmation **thereof. The** Company believes that it 1s performance obligation 1s the sale of securities to investors and as such this is fulfilled on the trade date. Any fixed amount are recognized on the trade date and vanabie amounts are recognized to the extent it 1s probable that a significant revenue reversal will not occur once the uncertainty lS resolved. For variable amounts, as the uncertainty 1s dependent on the value of the shares and future points in time as well as the length of time the investor remains in the fund, both of which are highly susceptible to factors outside the Company's influence, the company does not believe that it can overcome this constraint until the market value of the fund and investor activities are known which are usually monthly or quarterly. Distribution fees recognized in the current period are primarily related to performance obligations that have been satisfied in prior periods. **Significant Judgments.** Revenue from **contracts with** customers includes fees from investment banking. The recognition and measurement of **revenues based on** the assessment of individuals contract terms. Significant judgment is required to **determine whether performance** obligations are satisfied at a point in time or over time; how to allocate transaction **prices where** multiple performance of obligations are identified; when to recognize revenue **based on the** appropriate measures of the company's progress under the contract; whether revenue **should be presented** gross or net of certam costs; and whether constraints on vanable conSlderatlons **should be applied** due to uncertain future events. lnvesbnent advlSOfY fees. The company provides investment advisory service on a daily basis. The Company believes the perfonnance obfigation for **pnMdilg advlSOf'Y** services sabsfied over time because the customers receiving and consuming the benefit as there provided by the company Fee arrangements are based on a percentage applied to the customers asset under management fees are received quarterly and are recognized as revenue at the time as they relate specifically to the service provided in that penod, which are dlStinct from the service provided and other periods Investment **advisory fees.** The company provides investment advisory service on a daily basis. The Company believes **the pefformance obligabon for providing advisory seMCeS** sabsfied over time because the customers **receiving and** consuming **the benefit as there provided** by the company. Fee arrangements are based on a percentage applied to the aJSlofners asset under management fees are received quarterly and are recognized as revenue at **the time** as they relate specifically to the service provided in that period, which are distinct from the **service provided** and other periods {11}------------------------------------------------ #### EQUFINANCIAL. LLC #### NOlES TO **FINANCIAL STATEMENTS DECEIEER 31, 2023** #### Note 2 - **Net Capital Requirements** The Company is subject to the Securities **and Exchange** Commission's Uniform Net Capital Rule (RuJe15c3-1}, which requires the maintenance **of nwumum** net capttat at an amount equal to the greater of \$5,000 or 6 2/3% of aggregate indebtedness, and requires that the ratio of aggregate indebtedness to net capital not to exceed 15 to 1. At December 31, 2023 the Company had excess net capital of\$2,342.00 and a net capital rabo of 0% to 1. #### Note 3 - **Related Party Transactions** The Company sutHeases office facilities from an entity owned 100% by the sole member at the rate of \$500 a month. Rent paid to the related **party for the** year 2023 was \$4,500 and is included in occupancy. There is nothing due to the related party at Oeoembet 31, 2023. The Company has elected not to apply **the recognition** requirements of ASU 2016-02, leases - (Topic 842) relating torts short-term lease and instead has elected to recognize the lease payments as lease oost on a straight-line bases over the lease term #### **Note 4** - **Company Conditions** The company has a loss of \$21,249 for **the yea ending** December 31, 2023 and has received capital contribution from its stockholder for **working capital** The company stockholders represented that he intends to continue making capital **contribubOns. as needed,** to ensure the company's continued operations. The stockholder has the finanaal wherewithal to continue contnbuting, as required Management expects the company to continue as a going concern and the accompanying financial statements have been prepared on a gotng-OOOCem basis without adjustments for realization in the event the company ceases to continue as a **going concern.** #### **Note 5** - **Commitments and Contingencies** The Company does not have any commtmeuts or contingencies #### **Note 6** - **Subsequent Events** The Company has evaluated subsequent events through the date which the financial statements were available to be issued, and has determined that the Company had no events occumng subsequent to December 31, 2023 requ1nng disciosure {12}------------------------------------------------ # **SCHEDULEI EQUIFINANCIAL.** LLC **COMPUTATION Of NET CAPITAL PURSUANT** TO SEC RULE **15c3-1 AND RECONCILIATION OF NET CAPITAL PURSUANT** TO SEC RULE **17a-5(d)(4) AS OF DECEMBER 31, 2023** | Computation of basic net capital ntqUirements: | | |-------------------------------------------------------------|-------------| | Total member's equity qualified for net capital | \$
7,342 | | Non allowable | | | Netcaprtal | \$
7,342 | | Minimum net capital requirements: | | | 6 2/3% of total aggregate indebtedness | | | Minimum dollar net capital for this broker-dealer (\$5,000) | 5,000 | | Net capital 1n excess of required minimum | \$
2,342 | There are no material differences **between the above (X)fflputation** of net capital and the Company's Corresponding unaduited **Part HA of** Fonn X-17A-5 as of December 31, 2022 {13}------------------------------------------------ ### SCHEDULE II # EQUIFINANCIAL, LLC COMPUTATION FOR DETERMINATION OF RESERVE REQUIREMENTS UNDER RULE 15c3-3 AS OF DECEMBER 31, 2023 The Company operates under the exemptive provision of paragraph (k)(1) of SEC 15c3-3 {14}------------------------------------------------ ## **SOtEDUlE** Ill # EQUFINANCIAL, LLC **INFORIIATION** RELATING TO THE POSSESSION OR CONTROL REQUIREMENTS UNDER SEC RULE 15c3.3 FOR THE YEAR ENDED DECEMBER 31, 2023 The Company has complied **with the** exemptive requirement of SEC Rule 15c3-3 and did not maintain possession or control of any customer funds or securities as of December 31, 2023 {15}------------------------------------------------ ![](_page_15_Picture_0.jpeg) lll(l E. Sybcll3 Ave S11t1c 130 Ma11lanJ, Fl. 32751 Cet11Jied P11bJ,., Acro111111111t.f [ma,I o:unfti\ohahro.cQ!!] Tclcphonc **407-740-731** I Fax 407-740-6441 ## REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM To the Board of Directors and Member of Equifinancial, LLC We have reviewed management's statements, included in the accompanying Exemption Report, in whieh (1) Equifinanc1al, LLC identrfred the following provision of 17 C.F.R. §15c3-3(k) under which Equ,finaOCl81, LLC ciaJmed an exemption from 17 C.F .A. §240.15c3-3· (k}(1) (exemplion provision) and (2) Equifinancial, LLC **stated that** Equif,nancial, LLC met the identified exemption provIsIon throughout the most recent fiscal year **without exception.** Equifinancial, LLC's management is responsible for compliance with the exemption pf0vist00 and Its statements. Our review was conducted rn accordance wrth the standards of the Public Company Accounting Overaight Board (Umted States) and, accordingly, included mqurnes and other required procedures to obtain evidence about Equif,nanctal, LLC's compliance with the exemption provision. A review is substantially less In scope than an examination, the objective of which is the expression of an opinion on management's statements. **Accordingly, we** do not express such an opinion Based on oor review, we are not aware of any material modifications that should be made to management's statements referred to above for them to be fairly stated, in all material respects, based on the provision set forth in paragraph (k)(1) of Rule 15c3-3 under the Securities Exchange Act of 1934. Maitland. Florida Apnl13,2024 {16}------------------------------------------------ # Equifinancial, LLC Investment **Banking FINRA** Member Firm 1717 Norlh Soyshore Drive. Suire 206. Miami Fl 33132 Equfinanaal LLC (the "Company1 is **a reglStered broker-dealer subject** to Rule17a-5 promulgated by the Securities and Exchange Convnission (17C.R §240.17a-5, "Reports to be made by certain brokers and dealers"). This Exemption Report was prepared as required by 17 C.F.R. §240.17a-5{d){l) and (4). To the best of its knowledge and belief, the Company states the following: (l)The Company daimed and exemption from C.F.R. §240.1Sc3-3 under the following provisions of 17 C.F.R. §240.1Sc3-3 **(k)(l)** (2)The Company met the identified exemption provisions in 17 C.F.R. §240.15c3-3(k)(l) Throughout the most recent fiscal year without exception. Equifinancial LLC I, David L Wilson, swear that, to my best knowledge and belief, this Exemption Report is true and Correct. By: D~ L. W~ David L Wilson, CLU, ChFC Title: Managing Member March 20, 2024 Source: SEC EDGAR via Adviser Search (https://search.stillhousedata.com). Agents: see https://search.stillhousedata.com/llms.txt.