# SENSIBLE FINANCIAL PLANNING AND MANAGEMENT, LLC

SENSIBLE FINANCIAL PLANNING AND MANAGEMENT, LLC of WALTHAM, MA is an SEC-registered investment adviser.

## Registration

- CRD: 120766
- Type: SEC-registered investment adviser
- SEC file number: 801-64149
- Location: 203 CRESCENT STREET, SUITE 404, WALTHAM, MA, 02453
- Phone: 781-642-0890
- Latest filing: 2025-05-28
- Regulatory AUM: $885.4M
- Discretionary AUM: $868.7M
- Non-discretionary AUM: $16.7M
- Clients: 20
- Accounts: 1,679

## Business model

- Compensation: % of AUM, Hourly, Fixed
- Clients served: Individuals, High net worth, Pooled vehicles, Pensions

## Officers, owners & control persons (7)

| Name | Role | Location |
| --- | --- | --- |
| Jr. Frederick Miller | MANAGING MEMBER AND CEO | — |
| Charles Luce | ASSOCIATE DIRECTOR OF BUSINESS OPERATIONS AND CHIEF COMPLIANCE OFFICER | Waltham, MA |
| Richard Donald Fine | FINANCIAL PLANNER AND SENIOR ADVISOR | — |
| MILLER JR FREDERICK HOTCHKISS | MANAGING MEMBER AND CEO; MEMBER AND CHIEF COMPLIANCE OFFICER | — |
| MILLER LINDA I | MEMBER | — |
| Luce Charles | ASSOCIATE DIRECTOR OF BUSINESS OPERATIONS AND CHIEF COMPLIANCE OFFICER; CHIEF COMPLIANCE OFFICER | — |
| FINE RICHARD DONALD | FINANCIAL PLANNER AND SENIOR ADVISOR | — |


## Branch offices (2)

| City | State | Employees | Phone |
| --- | --- | --- | --- |
| SAN DIEGO | CA | 1 | 619-573-4131 |
| SAN DIEGO | CA | 1 | 619-573-4131 |


## Related pages

- Form ADV Part 2 brochure: https://search.stillhousedata.com/firm/120766/brochure
- Similar advisers: https://search.stillhousedata.com/firm/120766/similar
- Related entities: https://search.stillhousedata.com/firm/120766/related
- SEC IAPD (source of record): https://adviserinfo.sec.gov/firm/summary/120766

---

Source: public SEC Form ADV data via Adviser Search (https://search.stillhousedata.com).
Agents: this data is also queryable via MCP tools and read-only SQL — see https://search.stillhousedata.com/llms.txt.