# ADIRONDACK FINANCIAL SERVICES CORP

ADIRONDACK FINANCIAL SERVICES CORP of UTICA, NY is an SEC-registered investment adviser.

## Registration

- CRD: 126155
- Type: SEC-registered investment adviser
- SEC file number: 801-64779
- Location: 185 GENESEE STREET, SUITE 210, UTICA, NY, 13501
- Phone: 315-724-4186
- Latest filing: 2026-05-22
- Regulatory AUM: $461.8M
- Discretionary AUM: $417.0M
- Non-discretionary AUM: $44.8M
- Clients: 16
- Accounts: 851

## Business model

- Compensation: % of AUM, Fixed
- Clients served: Individuals, High net worth, Pensions

## Officers, owners & control persons (14)

| Name | Role | Location |
| --- | --- | --- |
| John J Clark | CHIEF INVESTMENT OFFICER | Las Vegas, NV |
| Harold Thomas Clark | BOARD CHAIRMAN | — |
| William Fox Locke | CEO; PRESIDENT & CEO | — |
| Patricia Marie Rugari | COO, CFO & CCO | — |
| CLARK GARY THOMAS | BOARD CHAIRMAN | — |
| LOCKE WILLIAM FOX | CEO | — |
| STEWART MICHAEL CHARLES | PRESIDENT | — |
| SCHOEN LAURIE ANN | EXECUTIVE VICE-PRESIDENT | — |
| MIELNICKI AMY LOUISE | EXECUTIVE VICE-PRESIDENT | — |
| WILLIAMS JANICE POWERS | CHIEF COMPLIANCE OFFICER | — |
| RUGARI PATRICIA MARIE | CHIEF COMPLIANCE OFFICER; COO, CFO & CCO | — |
| KLINE WILLIAM JOSEPH | PRESIDENT; PRESIDENT - EMPLOYEE BENEFIT DIVISION | — |
| LEMIRE DAVID S | PRESIDENT - INVESTMENT ADVISORY DIVISION | — |
| CLARK JOHN J | CHIEF INVESTMENT OFFICER | — |


## Disclosures (3)

| Initiated | Type | Allegations | Status | Amount |
| --- | --- | --- | --- | --- |
| 2022-01-19 | regulatory | ADMINISTRATIVE INITIAL CRS WAS NOT FILED ON THE TIMELY ON THE IARD SYSTEM OR POSTED ON THE COMPANY WEBSITE. INITIAL CRS WAS PROVIDED TO CLIENTS ON TIME | Final | $25K |


## Related pages

- Form ADV Part 2 brochure: https://search.stillhousedata.com/firm/126155/brochure
- Similar advisers: https://search.stillhousedata.com/firm/126155/similar
- Related entities: https://search.stillhousedata.com/firm/126155/related
- SEC IAPD (source of record): https://adviserinfo.sec.gov/firm/summary/126155

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Source: public SEC Form ADV data via Adviser Search (https://search.stillhousedata.com).
Agents: this data is also queryable via MCP tools and read-only SQL — see https://search.stillhousedata.com/llms.txt.