# WAYPOINTS FINANCIAL, LLC

WAYPOINTS FINANCIAL, LLC of SEBRING, FL is an SEC-registered investment adviser.

## Registration

- CRD: 157494
- Type: SEC-registered investment adviser
- SEC file number: 801-130707
- Location: 149 EAST CENTER AVENUE, SEBRING, FL, 33870
- Phone: 863-402-5650
- Latest filing: 2026-03-19
- Regulatory AUM: $157.7M
- Discretionary AUM: $157.7M
- Clients: 3
- Accounts: 648

## Business model

- Compensation: % of AUM, Hourly, Fixed
- Clients served: Individuals, High net worth, Pensions

## Officers, owners & control persons (6)

| Name | Role | Location |
| --- | --- | --- |
| John Richard Clark | MANAGING MEMBER AND CCO | Beloit, WI |
| Thomas Scott Crutchfield | MANAGING MEMBER | — |
| Victor Jason Divietro | MANAGING MEMBER | — |
| CLARK CHARLES RICHARD | MANAGING MEMBER AND CCO | — |
| CRUTCHFIELD THOMAS SCOTT | MANAGING MEMBER | — |
| DIVIETRO VICTOR JASON | MANAGING MEMBER | — |


## Disclosures (3)

| Initiated | Type | Allegations | Status | Amount |
| --- | --- | --- | --- | --- |
| 2018-07-27 | regulatory | FAILURE TO AMEND FORM ADV, INACCURATE FORM U-4, DEFICIENT INVESTMENT ADVISORY CONTRACTS, FAILURE TO MAINTAIN REQUIRED MINIMUM NET CAPITAL. | Final | $5K |


## Related pages

- Form ADV Part 2 brochure: https://search.stillhousedata.com/firm/157494/brochure
- Similar advisers: https://search.stillhousedata.com/firm/157494/similar
- Related entities: https://search.stillhousedata.com/firm/157494/related
- SEC IAPD (source of record): https://adviserinfo.sec.gov/firm/summary/157494

---

Source: public SEC Form ADV data via Adviser Search (https://search.stillhousedata.com).
Agents: this data is also queryable via MCP tools and read-only SQL — see https://search.stillhousedata.com/llms.txt.