# UNIVERSAL FINANCIAL ADVISORS, LLC

UNIVERSAL FINANCIAL ADVISORS, LLC of ST. LOUIS, MO is an SEC-registered investment adviser.

## Registration

- CRD: 318392
- Type: SEC-registered investment adviser
- SEC file number: 801-124991
- Location: 333 S. KIRKWOOD ROAD, SUITE 301, ST. LOUIS, MO, 63122
- Phone: 314-721-5522
- Latest filing: 2026-05-28
- Regulatory AUM: $277.5M
- Discretionary AUM: $277.5M
- Clients: 8
- Accounts: 709

## Business model

- Compensation: % of AUM, Hourly
- Clients served: Individuals, High net worth, Pooled vehicles, Charities

## Officers, owners & control persons (5)

| Name | Role | Location |
| --- | --- | --- |
| Brian Christopher Lock | CHIEF COMPLIANCE OFFICER/MEMBER/PRINCIPAL; CO-TRUSTEE OF BRIAN C. LOCK TOD BRIAN C. LOCK AND ASHLEY B. LOCK REVOCABLE QUALIFIED SPOUSAL TRUST DATED 10/7/2016 | — |
| Ashley Beth Lock | CO-TRUSTEE OF BRIAN C. LOCK TOD BRIAN C. LOCK AND ASHLEY B. LOCK REVOCABLE QUALIFIED SPOUSAL TRUST DATED 10/7/2016 | — |
| LOCK ALBERT LARRY | MEMBER/PRINCIPAL | — |
| LOCK BRIAN CHRISTOPHER | CHIEF COMPLIANCE OFFICER/MEMBER/PRINCIPAL; CO-TRUSTEE OF BRIAN C. LOCK TOD BRIAN C. LOCK AND ASHLEY B. LOCK REVOCABLE QUALIFIED SPOUSAL TRUST DATED 10/7/2016 | — |
| LOCK ASHLEY BETH | CO-TRUSTEE OF BRIAN C. LOCK TOD BRIAN C. LOCK AND ASHLEY B. LOCK REVOCABLE QUALIFIED SPOUSAL TRUST DATED 10/7/2016 | — |


## Related pages

- Form ADV Part 2 brochure: https://search.stillhousedata.com/firm/318392/brochure
- Similar advisers: https://search.stillhousedata.com/firm/318392/similar
- Related entities: https://search.stillhousedata.com/firm/318392/related
- SEC IAPD (source of record): https://adviserinfo.sec.gov/firm/summary/318392

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Source: public SEC Form ADV data via Adviser Search (https://search.stillhousedata.com).
Agents: this data is also queryable via MCP tools and read-only SQL — see https://search.stillhousedata.com/llms.txt.