FRANCES RUTCHIK GARDNER is an investment adviser representative (IAR) with state registration records since 1999, appearing at 3 firms. Currently registered with OSAIC WEALTH, INC..
| Firm | From | To | Current |
|---|---|---|---|
| OSAIC WEALTH, INC. | 2026-03-03 | present | Yes |
| KESTRA ADVISORY SERVICES, LLC | 2019-02-13 | 2026-03-04 | — |
| HORNOR, TOWNSEND & KENT, LLC | 1999-09-03 | 2019-03-07 | — |