JOSEPH H CRUZ is an investment adviser representative (IAR) with state registration records since 2008, appearing at 1 firm. Currently registered with MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED.
| Firm | From | To | Current |
|---|---|---|---|
| MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED | 2011-10-06 | present | Yes |
| MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED | 2008-10-02 | 2009-02-11 | — |