Full text of HARBOR INVESTMENT ADVISORY, LLC's X-17A-5 filed 2021-02-26 (period 2020-12-31). Broker-dealer annual report from SEC EDGAR — readable, searchable, and available as markdown for AI agents.
{0}------------------------------------------------ **Financial Statements and Supplementary Information Pursuant to Rule 17a-5 Under the Securities Exchange Act of 1934** **Together with Report of Independent Registered Public Accounting Firm For the Years Ended December 31, 2020 and 2019** {1}------------------------------------------------ ### **Table of Contents For the Years Ended December 31, 2020 and 2019** | | Page | |---------------------------------------------------------|------| | Report of Independent Registered Public Accounting Firm | 1-2 | | Statements<br>of Financial Condition3 | | | Statements<br>of Operations4 | | | Statements<br>of Changes in Member's<br>Capital5 | | | Statements<br>of Changes in Subordinated Borrowings6 | | | Statements<br>of Cash Flows7 | | | Notes to the Financial Statements | 8-16 | ### **SUPPLEMENTARY INFORMATION** | Schedule I -<br>Computation of Net Capital and Aggregate Indebtedness | | |------------------------------------------------------------------------------|--| | Under Rule 15c3-1 of the Securities and Exchange Commission<br>18 | | | Schedule II -<br>Computation for Determination of Reserve Requirement | | | Under Rule 15c3-3 of the Securities and Exchange Commission<br>19 | | | Schedule III -<br>Information Relating to Possession or Control Requirements | | | Under Rule 15c3-3 of the Securities and Exchange Commission<br>20 | | | Schedule IV -<br>Statement Pursuant to Paragraph (d)(4) of Rule 17a-5<br>21 | | | | | #### **OTHER INFORMATION** | Report of Independent Registered Public Accounting Firm23 | | |-----------------------------------------------------------|--| | Exemption Report24 | | {2}------------------------------------------------  #### REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM To the Member of Harbor Investment Advisory, LLC: #### Opinion on the Financial Statements We have audited the accompanying statements of financial condition of Harbor Investment Advisory, LLC (a Maryland limited liability company) (the Company) as of December 31, 2020 and 2019, the related statements of operations, changes in member's capital, changes in subordinated borrowings, and cash flows for the years then ended, and the related notes and schedules (collectively referred to as the financial statements). In our opinion, the financial statements present fairly, in all material respects, the financial position of the Company as of December 31, 2020 and 2019 and the results…Read the full text as markdown